Level 1 & 2 Merchants - MCC Codes

The following merchants are considered Level 1 (80% Retail/Card Swiped):

 MCC

Description

MCC

Description

MCC

Description

8931

Accounting Services

8911

Engineering/Arch.  Service

8043

Opticians/ Eyeglasses

763

Agricultural Cooperative

7342

Exterminating Services

8042

Optometrists Ophthalmologist

4582

Airports - no travel

5651

Family Clothing Stores

5976

Orthopedic Goods

4119

Ambulance Services

5814

Fast Food Restaurants

8031

Osteopaths

7996

Amusement Parks/Circus

6010

Financial Inst-Manual cash disbursement

5065

Electrical Parts/Equip. – Whsl

5699

Apparel, misc.

6012

Financial Inst-Merchandise/  Service

5231

Paint & Wallpaper Stores

7998

Aquariums

6011

Financial Inst-Auto cash disbursement

5198

Paints/Varnishes/Supplies – Whsl

5970

Artists Supply/Craft Shop

9222

Fines (community and DMV)

7523

Parking Lots & Garages

7538

Auto Repair Shops (non-dealer)

5718

Fireplace & Accessories

5995

Pet Shops & Supplies

5511

Auto/Truck Sales, New (franch)

5193

Florist Supplies – Whsl

5172

Petroleum Products – Whsl

5542

Automated Fuel Dispensers

5992

Florists

5044

Photo Equip. & Supplies – Whsl

7523

Automobile Parking

5499

Food Stores, misc.

7395

Photo Finishing

7535

Automotive Paint Shops

5422

Freezer & Locker Meat

7221

Photographic Studios

5532

Automotive Tire Stores

5983

Fuel Dealers

5131

Piece & Dry Goods/Notions – Whsl

5599

Automotive, misc.

5399

General Merchandise - Retail

8049

Podiatrists

9223

Bail and bond payments

7992

Golf Courses (public & private) no membership

5921

Package Stores – Beer, Wine, Liquor (Retail)

5462

Bakeries

5947

Gift/Card/Novelty  Shops

9402

Postal Services

7230

Barber/Beauty Shops

5950

Glassware/Crystal  Stores

2741

Publishing/Printing, misc.

7298

Beauty Salon

5631

Women’s Accessory/Specialty

5735

Record Shops

5940

Bicycle Shops & Service

9399

Government Services

7999

Recreation Services - Retail

7932

Billiards & Pool Halls

5411

Grocery, Supermarkets

5973

Religious Good Stores

5942

Book Stores

5072

Hardware & Equipment – Whsl

8661

Religious Organizations

5192

Books/Periodicals/Newsp – Whsl

5251

Hardware Stores

7338

Reproduction Services

7933

Bowling Alleys

5975

Hearing Aids Sales/Svc

5812

Restaurants

5997

Electric Razor Sales/Svc

5945

Hobby/Toy/Game  Shops

5935

Salvage & Wreckage Yards

5946

Camera Supply Stores

5611

Men's & Boys Clothing

5541

Service Stations

5441

Candy/Nut/Confectionery

5698

Wig & Toupee Shops

5949

Sewing & Piece Goods

7542

Car Washes

5200

Home Supply Whse Stores

7251

Shoe Repair Shops

7217

Carpet/Upholstery  Cleaner

8062

Hospitals

5661

Shoe Store

5169

Chemicals – Whsl

5085

Industrial Supplies – Whls

2842

Specialty Cleaning

5641

Children's & Infant Wear

7211

Laundries-Family  & Comm.

5691

Men's & Women's Clothes

8041

Chiropractors

7210

Laundry Services

5655

Sports & Riding Apparel

7349

Cleaning/Janitorial  Svc

8111

Legal Svc/Attorneys (Not bankruptcy law)

5943

Stationary/Office  Supply

7296

Clothing Rental

5948

Luggage & Leather Goods

7339

Steno & Secretarial Svs

5046

Commercial Equipment – Whsl

5211

Lumber & Bldg Materials

5697

Tailors & Alterations

5139

Commercial Footwear – Whsl

4468

Marinas Service & Supply (No storage)

7276

Tax Preparation Services

7333

Commercial Photography

5047

Med/Dent Equip & Supply – Whsl

7534

Tire Retread/Repair

5137

Commercial Uniforms – Whsl

8071

Medical & Dental Labs

5993

Tobacco Shops (No MOTO/ Internet)

5039

Construction Materials – Whsl

8099

Medical Services

4784

Toll and Bridge Fees

9211

Court Costs (alimony/child support payments)

3501-

3786

Hotels, Motels, Resorts, Casinos (No deposits)

7991

Tourist Attractions & Exhibits (No

Passes, Deposits – Retail Swiped)

5977

Cosmetic Stores

5941

Sporting Goods Stores (No MO/TO firearm sales)

7033

Trailer Parks/Campgrounds (No

Passes, Deposits – Retail Swiped)

4215

Courier Services

5051

Metal Service Centers – Whsl

2791

Typesetting and Services

5451

Dairy Products

7832

Motion Picture Theaters

5978

Typewriter Sales/Svc

8021

Dentists/Orthodontists

5571

Motorcycle Dealers

5931

Used Merchandise

5311

Department Stores

4214

Motor Freight Carriers

4900

Utilities

5310

Discount Stores

5013

Motor Vehicle Supplies – Whsl

5331

Variety Stores

8011

Doctors

5733

Music Stores

742

Veterinary Services

5813

Drinking Places

5994

News Dealers & Newsstands

7994

Video Arcades

5621

Women's Ready to Wear

8050

Nursing/Personal  Care

7841

Video Tape Rentals

5912

Drug Stores & Pharmacies

(Excludes MO/TO and Internet)

5111

Office Supplies – Whsl

7216

Dry Cleaners

The following merchants are considered Level 2 (>20% Card Not Present):

MCC

Description

MCC

Description

MCC

Description

5937

Antique Reproductions

1711

Heating/Plumbing/A/C

7629

Repair-Electrical/small appliance

 5932

 Antique Shops

 5719

Home Furnishings, misc. (no

delayed delivery / custom furniture)

 7622

Repair-Electronics  (no sales of electronic products)

7531

Auto Body Repair

0780

Landscaping Services

7699

Repair-Miscellaneous

5533

Automotive Parts Stores

4111

Local Transportation

4011

Railroads (freight)

5511

Auto/Truck Sales, New (non- franch)

1740

Masonry, ETC.

5561

RVs & Campers

7929

Bands/Orchestras

5271

Mobile Home Dealers

7631

Repair-Clock, watch, jewelry (no jewelry sales)

3351-

Car Rental Agencies

5592

Motor Home Dealers

5598

Snowmobile Dealers

3441

7512

Car Rental Agencies

6051

Non Fin Institutions

9311

Tax Payments

8641

Civic/Fraternal Groups (non- memberships)

5261

Nurseries/Lawn  & Garden

7361

Temp/Employment Agency

 8398

 Charity/Social Services

 5021

Office Furniture – Whsl (no

delayed delivery / custom furniture)

 5998

 Tent & Awning Shops

4011

Railroads (freight)

5933

Pawn Shops

8734

Testing Laboratories

7631

Repair-Clock, watch, jewelry

(no jewelry sales)

7299

Personal Services, misc. (no weight loss control centers)

7549

Towing Services

7692

Welding Services

5074

Plumbing & Heating Equip & Supplies – Whsl

7513

Truck & Utility Trailer

7299

Weight loss control centers only Tier3

7623

Repair-A/C/Refrigeration

7829

Video Production

7311

Advertising Services

7911

Dance Studios Schools (non- membership)

5199

Non-durable goods – Whsl

7393

Alarm Systems / Detective

Agencies

5965

Direct Mkting-Cat & Ret.

8299

Other Schools

5971

Art Dealers & Galleries

5964

Direct Mkting-Catalog & MOTO/ Internet

   

7941

Athletic Clubs

5960

Direct Mkting-Insurance  Service

 5499

Phone Services

8675

Automobile Associations

5969

Direct Mkting-

8651

Political Organizations

4457

Boat Rentals & Leases

5714

Drapery & Upholstery

8999

Professional Services

5551

Boat Dealers

5963

Door-to-Door sales

6513

Real Estate Agents / Mgrs – property rentals

7399

Business Services

5099

Durable Goods (NEC) –

7641

Repair-Reupholster & Furn

8244

Business/Secretarial Schools

8211

Elementary/Secondary Sch.

7519

RV/Motor Home Rentals

4131

Bus Lines

5732

Electronic Sales

1761

Roofing & Siding

7278

Buying/Shopping  services, clubs, etc

1731

Electrical Contractors

6760

Savings Bonds

4899

Cable & Other Pay TV

7394

Equipment Rental

6211

Security Brokers/Dealers

1750

Carpentry Contractors

5713

Floor Covering

1799

Special Trade Cont.

5811

Caterers

7261

Funeral Services

5999

Specialty Retail, misc.

7379

Computer Maint/Repair

5712

Furniture

7032

Sport & Rec Camps

7372

Computer Programming

5681

Furriers and Fur Shops

5996

Swimming Pools

4816

Computer Services/ Internet

5300

Wholesale Clubs

5972

Stamp & Coin Stores

8699

Membership Organizations

1520

General Contractors

4225

Storage

5734

Computer Software Stores

5722

Household Appliance

5094

Stones/Watches/Jewels – Whsl

5045

Computers & Software – Whsl

7375

Information Retrieval Svc

4814

Telecommunication Svc.

7321

Consumer Credit Agencies - Not Repair

6300

Insurance Sales, including underwriters

– face to face (excludes Warranties)

4812

Telecommunications Equip.

8241

Correspondence  Schools

5944

Jewelry Stores

4821

Telegraph Services

7277

Counseling Services (non-debt)

4121

Limousines & Taxi Cabs

4789

Transportation Services

8351

Child Care Services

7297

Massage Parlors - With License

7922

Theatrical producers only

8220

Colleges & Universities

7392

Management Consulting

7922

Ticket agencies only

1771

Concrete Work Cont.

7997

Membership Clubs (sports, recreations, athletic)

5521

Used Auto/Truck Dealers

 

 

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